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Do You Think This Might Impact the Cost of Vacation?
Where will you go on vacation next year? Some place close by or maybe take an airplane to some exotic isle? Or maybe just a fun place to play a round or more of golf. You might want to buy your ticket...
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Early Renewal Fever - catch it!
Previously, we reported that several carriers have begin offering early renewal options to small group clients in an effort to stave off (if only for a while) some of the more egregious effects of the...
View ArticleUnderwriting Cancer
Recently, I had an interesting experience with a client which I'd like to share as an example of how important agent communication can be.A gentleman called up inquiring about some additional life...
View ArticleI'm from the Government and I'll take you to the New World. Trust Me. Uh, do...
In Connecticut, "Navigators" have been designated in each county - after a nominally competitive bidding process - to manage "assisters" in the county who will actually be responsible for helping...
View ArticleObamacare for Dummies: Navigator Edition
Navigator grants have been awarded! HHS announced that funding would be $67 million spread across 33 states. As Mike noted in his post earlier, the funding magically increased from $54 million thanks...
View ArticleWe've got Answers!
Recently, I was invited to apply for the position of Content Expert Writer (CEW):Insurance for Answers.com. The process was interesting: an intense, comprehensive on-line writing and editing test and a...
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Oscar-care
Need health insurance? Think transparency. Think lower health care costs. Think lower health insurance premiums. Think Oscar-care. Oscar-care is a start-up health insurance company making their debut...
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Open wide and say...Yikes!
One of the "core" elements of the train wreck's Essential Health Benefits mandate is the requirement to provide pediatric dental benefits.FoIB Jeremy from Assurant Employee Benefits has some news about...
View ArticleCavalcade of Risk #191: Call for submissions
Julie Ferguson hosts next week's Cav. Entries are due by Monday (the 2nd).To submit your risk-related post, just click here to email it.You'll need to provide:■ Your post's url and title■ Your blog's...
View ArticleHHS wants you to meet Howard
I subscribe to hhs.gov and their Exchange online marketplace blog. Lately they have been sharing stories about people who will be impacted in a positive way under Obamacare. The most recent person we...
View ArticleInteresting Life Underwriting news
Little did I realize when I recently posted about a client that I was on the bleeding edge of a potential revolution in life insurance underwriting. But that seems to be the case, as "new research by...
View ArticleHHS wants you to meet Lupita
[In case you missed it, HHS also wants you to meet Howard]Lupita and her nine year old daughter are uninsured. She works at a dental office as a dental assistant. She scrapes by every month trying...
View ArticleAbout that Union label...
Back in the Spring, we noted that "some unions leaders have grown frustrated and angry about what they say are unexpected consequences of the [ObamaTax]."Unexpected. Heh.Fast forward a few months, and...
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Obamacare - Sitting on the Sidelines
HHS is spending $700 million of YOUR money to teach you something your parents did not. In an effort to save Obamacare the government is hoping to convince young invincible's it is time to grow up, act...
View ArticleCavalcade of Risk #191: Death by Shower edition
Julie Ferguson hosts this week's clean - but potentially deadly - roundup of risk-related bloggetry.Bring a fresh towel.NB: We've still got some Fall hosting slots available - just email us to claim...
View ArticleRosh Hahannah 5774
Tonight marks the beginning of the 10 Days of Awe, as we welcome the New Year. Although this is a very serious time, it's also an opportunity to celebrate and have a little fun.One enduring tradition...
View ArticleA Half-Finding about Physician Incomes
Bloomberg News carried this fascinating article on September 2: “Female physicians in the U.S. continue to earn less than their male counterparts, with the pay gap widening during the past two decades...
View ArticleExchange Subsidy: Feature or Bug?
FoIB Brian D offers this poser:Many "mature" workers have resisted early retirement because it's been so difficult to find health insurance due to age and/or pre-existing health issues. Given that the...
View ArticleBay State Irony
From the home of RomneyCare (which begat the ObamaTax), we see the effects of the train wreck:"New ACA Medicare Payroll Tax Hits Massachusetts, $1.7 Billion Over 10 Years"According to a new report from...
View ArticleBlue Grass Blues
Our friend David Adams reports that Kentucky's Insurance Department has approved Humana's 80% rate hike on individual plans. Of that, 60% is directly related to the ObamaTax Guaranteed Issue...
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The Peach State Sabotages Obamacare
According to local Socialist Jay Bookman, the REPUBLICAN's in Georgia are doing their best to sabotage Obamacare.How dastardly.Georgia Insurance Commissioner Ralph Hudgeons recently bragged about...
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Kiddie Dent
One of the ObamaTax core benefits is pediatric dental care. As we've pointed out, at least some of that care is ripe for abuse, but at least some carriers are looking for ways to minimize the...
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